Netizen Shares Secret after Earning Php1.3M with Only Php20,000 Capital

MANILA, Philippines – If you had Php20,000 in capital for a business, a legitimate one of course, how much can you expect to earn in 7 months? Perhaps many would have been able to double or triple that amount but one woman was able to not just quadruple hers but actually earn Php100,000.
Netizen Shares Secret after Earning Php1.3M with Only Php20,000 Capital

She didn’t stop after getting her first 6-digit savings; instead, she worked harder and was able to save Php1.3 million some months later! What made her achievement even more incredible is that she wasn’t even rich to begin with, and actually just earns the minimum wage! Whoa.

Netizen Shares Secret after Earning Php1.3M with Only Php20,000 Capital
Photo credit: Facebook / PESO SENSE

So, how did she get that Php1.3-million savings the legal, legitimate way?

The woman, who chose to remain anonymous, shared her inspiring success story on PESO SENSE, a Facebook page dedicated to teaching Filipinos how to save money and financially independent.

Cutting Back on Expenses

The first step to financial freedom is often the most difficult one: cutting back on expenses. This means putting needs over wants.

Cutting Back on Expenses

For this minimum-wage earner with a Php12,000/month salary, life certainly wasn’t easy but she made sure to always save Php5,000 of her salary in the bank. She gives Php3,000 support to her parents. The remaining Php4,000 she uses to pay the bills (Php2,000) and allowance for herself (Php2,000).

But cutting back on expenses alone wouldn’t make you rich! Even with a huge chunk of her salary going to savings, that would still just give her Php35,000 in her target of 7 months.

Getting a Sideline Job

Inspired by tips she read on the page, this wise woman used Php20,000 from her savings to start a business. Because she didn’t have a lot of capital, she became a reseller. She was lucky to find a supplier who allowed her to sell products on a consignment basis – she only pays the supplier once she sells the items.

Getting a Sideline Job

But even when the items were sold, she didn’t immediately pay back the supplier. Instead, she used the money to buy more items from other sellers and suppliers, only paying back the consignment supplier when she got back her original capital. The supplier didn’t mind because she always paid up and had good PR with this person.

She also found ways to buy the products for a cheaper price, such as buying items in bulk at wholesale prices. This gave her the chance to mark up the goods for up to 70 to 100% her capital!

As she grew her business, she also made sure to stay in the suppliers’ good graces and she never forgot to save some of her earnings. Who would have thought that in 7 months, she would be able to save a total of Php120,000?

grow money

She continued working at her minimum wage job even as she grew her business. Months later, her bank account has increased to Php1.3 million!

Everyone else would tell you that a minimum wage earner would never have Php1 million in his/her bank account. Well, that might be true 99.99% of the time but this wise woman proves that all it takes is a lot of hard work and determination to make it happen… and you don’t even have to win the lottery to reach that million mark!

— Danielle Ramos, The Summit Express

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Genius Physics Professor Mistaken for Homeless Man, Gets Ignored by Jeepney Drivers

MANILA, Philippines – It’s sad that even in this modern day, we still judge people by their looks.
Genius Physics Professor Mistaken for Homeless Man, Gets Ignored by Jeepney Drivers

A professor recently went viral after he was mistaken for a homeless man but though he was ignored by jeepney drivers and mocked by other passengers, he remained humble and didn’t even tell these snotty people that he was actually a college professor who not only graduated cum laude but also earned his Master’s Degree at a university in Germany! Whoa.

Sir Ruben Madridejos, also popularly known simply as Sir Madri, is a professor at the Department of Physical Sciences, College of Science in Polytechnic University of the Philippines (PUP).

Hokage of Physics in PUP
Photo credit: Facebook / Rozel Billones

He earned his college degree with flying colors, graduating cum laude from the University of the Philippines – Diliman in 1973, completing the course of Bachelor of Science in Physics. Some 8 years later, he went to Germany on a state-funded scholarship to complete Master of Science in Geophysics.

He knows how to speak the German language.

Not one to focus on his looks, Sir Madridejos wears his hair and beard long. He also likes wearing ‘ordinary’ clothes and puts his belongings in plastic bags or small sacks that made him look somewhat like a homeless man.

For this reason, Rozel Billones took pity on him one time when she saw that he was repeatedly ignored by jeepney drivers. They must have thought he was homeless and didn’t have money to pay for the fare.

Barkers told him there was no space inside for him to sit yet they continued shouting and calling for more passengers to get inside. When the professor was finally able to ride in the jeepney also ridden by Billones, the other passengers refused to move to give him space.

He humbly asked why they wouldn’t let him sit when he’s a senior citizen. Not once did he mention his credentials as the snotty passengers looked down on him.

Hokage of Physics in PUP
Photo credit: Facebook / Rozel Billones

Netizens later admonished Billones for not fighting for the professor and telling the other passengers who he is but she argued that if the man wanted that to be known, he would have told them that information himself.

Kudos to Prof. Madridejos for remaining humble despite his achievements!

— Danielle Ramos, The Summit Express

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FULL RESULTS: March 2018 LET Teachers board exam passers list, top 10

MANILA, Philippines — (Updated May 20) Full LET RESULTS here. The March 2018 Licensure Exam for Teachers (LET) or teachers board exam results including the official list of passers, topnotchers (top 10), top performing schools and performance of schools for Elementary and Secondary levels are released online between May 21-25, 2018, or in 36-40 working days after the exam.

FULL RESULTS: March 2018 LET Teachers board exam passers list, top 10

The Professional Regulation Commission (PRC) and the Board for Professional Teachers (BPT) conducted the first LET this year on March 25 (Sunday) to around 100,000 examinees in at least 20 testing centers nationwide: Manila, Bacolod, Baguio, Cagayan De Oro, Catarman, Cebu, Davao, General Santos, Iloilo, Kidapawan, Legazpi, Lucena, Occidental Mindoro, Pagadian, Palawan, Romblon, Rosales, Tacloban, Tuguegarao and Zamboanga.

The members of the Board for Professional Teachers (BPT) who gave the licensure examination are Dr. Rosita L. Navarro, Chairman; Dr. Paz I. Lucido, Vice Chairman; Dr. Paraluman R. Giron and Dr. Nora M. Uy, Members.

TEACHERS BOARD EXAM LET SUMMARY OF RESULTS (monitor this list for the activation of links):

Roll of Successful Examinees in the
Held on MARCH 25, 2018
Released in MAY 22, 2018

Updating for the list of passers...check back for the results.


Registration for the issuance of Professional Identification Card (ID) and Certificate of Registration will be announced on exam results day.

The requirements for the issuance of Certificate of Registration and Professional Identification Card (ID) are the following:

1) Notice of Admission;
2) duly accomplished Oath Form or Panunumpa ng Propesyonal;
3) two pieces passport size pictures (colored with white background and complete nametag);
4) two sets of documentary stamps;
5) 1 piece short brown envelope.

Successful examinees should PERSONALLY register and sign in the Roster of Registered Professionals.

The dates and venues for the oathtaking ceremonies of the new successful examinees in the said examination WILL BE ANNOUNCED LATER, the Commission added.


The teacher board exam's verification of ratings (passers, non-passers and removal) can be done online.

Visit PRC's "Verification of Rating" service and enter the required information to verify your identity. Note that this will be available in few working days after the release of results.

NOTE: If you have 'Jr" name suffix, please add it after your FIRST NAME (i.e Eduardo Jr ) to avoid 'no matching record found' error.


The March 2018 LET covers two parts for Elementary - General Education (40%) and Professional Education (60%) and three parts for Secondary - General Education (20%), Professional Education (40%) and Specialization (40%).

The test covered the major areas of General Education (English, Filipino, Mathematics, Science and Social Sciences), Professional Education (teaching profession, social dimensions of education, principles of teaching, education technology, curriculum development, facilitating learning, child and adolescent development, assessment of student learning, developmental reading, field study and practice teaching).

The 10 specializations for Secondary level (depends on the chosen course) are the following: English, Filipino, Biological Sciences, Physical Sciences, Mathematics, Social Studies or Social Sciences, Values Education, MAPEH, Agriculture and Fishery Arts and Technology and Livelihood Education (TLE).

In order to pass March 2018 LET, an examinee must get an average rating of not less than 75% and must have no rating lower than 50% in any of the tests.

PRC said that passing the LET and having valid professional license are necessary before the practice of teaching profession in the Philippines. Otherwise, those who will violate may face fine and imprisonment based on penal provisions. (READ: PRC allows licensed professional teacher (LET passer) to affix title 'LPT')


PRC Resolution No. 2017-1068 set the target release date of March 2018 LET result on Tuesday, May 22, 2018 or in 37 working days after the exam.

The calculated total working days for PRC's target date excludes 8 Saturdays and Sundays and 5 holidays namely Maundy Thursday (March 29), Good Friday (March 30), The Day of Valor (April 9), Labor Day (May 1) and Barangay and SK Elections (May 14). A total of 58 calendar days or nearly two months was calculated.

PRC Board News, our partner website for PRC exam results also said that the probable release date of March 2018 LET exam is between May 21 and 25. Earlier date of release would be possible if PRC has an improved system of checking of results.

Note that results may be released earlier or beyond the target date due to several factors such as the total number of examinees, effect of work cancellations due to calamities and unforeseen events and system of checking the pencil-based tests.


In the past 5 years for the same period, 36 days is the average number of days before the release of results for the average of 95,871 examinees. Average passing rate is 28.72%, 24.59% for Elementary and 32.11% for Secondary. This means that 3 of the 10 examinees usually passed the tests.

In the March 2017 exam, results were released in forty (40) working days after the exam. A total of 5,600 elementary teachers out of 53,915 examinees (10.39%) and 18,482 secondary teachers out of 72,584 examinees (25.46%) successfully hurdled the exams. Samantha Christel Chua Gaerlan from De La Salle University (DLSU) - Manila topped the Elementary level exam with 90.60%. University of Mindanao (UM) - Davao City alum Marian Kaye Fortinez Gallego aced the board exam for Secondary level. None of the schools qualified for the top performing school list for Elementary. Meanwhile, University of the Philippines (UP) - Diliman topped the schools for Secondary.

Results of the March 2016 was announced in forty-one (41) working days. PRC named 12,128 elementary teachers out of 42,739 examinees (28.38%) and 18,810 secondary teachers out of 53,090 examinees (35.43%) who passed the one-day exam. Rowena Miano Hingpit from UM-Davao bested all takers in the elementary level garnering 90.60%. Michael Prince Notorio del Rosario from Lorma College got the highest place for Secondary level, 92.00%. None of the schools qualified for the elementary level top performing school list. UPD also dominated the secondary level exam.

Here's the summary of teachers board exam (LET) in the past 5 years:

Exam Date Total Examinees Total Passers Passing Rate Days before results release
September 24, 2017 187,529 70,824 37.77% 43
March 26, 2017 126,499 24,082 19.04% 40
September 25, 2016 170,220 54,712 32.14% 48
March 20, 2016 95,829 30,938 32.28% 41
September 27, 2015 149,905 55,471 37.00% 48
March 29, 2015 100,740 30,007 29.79% 38
August 17, 2014 148,589 52,068 35.04% 51
January 26, 2014 80,735 23,153 28.68% 32
September 29, 2013 126,952 45,139 35.56% 40
March 10, 2013 75,550 25,533 33.80% 27


Same with the previous LET examinations, The Summit Express will provide reliable updates before the release of results. Takers can expect the most probable or exact date of release on this page.

May 1, 2018 Update: LET the countdown begin. Results are out this month!

May 14, 2018 Update: Reliable source and the 'ultimate reviewer' of CBRC Dr. Carl Balita confirmed on May 14 that results will be released next week.

"Sa susunod na LINGGO magkakaalaman na pala!

LET us pray and LET us welcome the new breed of MAESTRA at MAESTRO...."

May 17, 2018 Update: Reliable source hinted that results are out early next week (May 21-22).

May 19, 2018 Update: Balita shared "When the sum of the day equals with the month, God will LET DREAM and the DREAMER be ONE." This can be equated to May 23 (2+3=5, 5 is the 5th month of the calendar).

May 20, 2018 Update: LET Results are out THIS WEEK!

Monitor this page for the real-time updates on Teacher board exam results. Check out also the official website of PRC for more information.

— The Summit Express

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Teacher shares bad experience with Grab driver who called him “bobo”

MANILA, Philippines – A teacher couldn't help but rant about an awful experience he had with a rude Grab driver.

Teacher shares bad experience with Grab driver who called him “bobo”
Teacher Julius Galpao and a Grab driver argued over his location pin.

On Facebook, Teacher Julius Galpao shared his frustration over a driver who called him “bobo” and said that he was just a nuisance.

The Grab driver, identified to be Kenneth Cidro complained that Galpao allegedly made a mistake with his location pin. The Math teacher corrected the driver saying that his location is in Dela Costa and not in Amparo. Cidro insisted that the pin showing in their app is in Amparo and not Dela Costa. The driver went on to say, “Amparo ang pin niyo, ‘yan ang sinasabi ko. Ang bobo mo mag-pin, sayang ang diesel ko.”

“Huwag na kayo magdahilan, hindi ako pupunta ng Amparo kung hindi ito nakalagay. Paki-cancel, aksaya kayo ng oras,” Cidro continued.

Galpao had no choice but cancel the booking and chose another one. He was thankful that the next Grab driver turned out to be so much better. The new driver also confirmed that his location pin was really correct.

The teacher from Lagro High School in Quezon City said that he hopes this may serve as a lesson for others to be more respectful.

Galpao also reminded the rude driver to stop throwing derogatory words such as “bobo” to others. He said, “To kuyang driver, stop calling people "bobo,” especially teacher tong kausap mo. ‘Di ko nga mabanggit yang katagang yan sa mga students ko.”

Although Galpao hopes that Grab Philippines will take action on this matter, as of posting, no statement or action has been issued yet by Grab and the driver himself.

Submit a complaint

On their Facebook page, Grab states that they will be making initiatives to help stop rude/unprofessional drivers.

“Improving driver behavior is our utmost priority and we want you to know that we are taking this matter very seriously.”

If you had a bad experience with Grab taxi or its drivers, you can easily file a complaint via their Customer Care Service:

Customer Support Phone Numbers
Phone: +63 883 7100(Philippines)
Help Center:

— Sally, The Summit Express

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GSIS Scholarship program for AY 2018-2019: application period, requirements, benefits

MANILA, Philippines – The Government Service Insurance System (GSIS) Scholarship Program for AY 2018-2019 is now open for applicants - children or dependents of its members.

GSIS Scholarship program for AY 2018-2019: application period, requirements, benefits
GSIS offers scholarship grants to allow eligible members or their dependents to finish their education Photo Courtesy: Facebook/ DepEd Philippines

GSIS President and General Manager Jesus Clint Aranas encouraged eligible GSIS members to take advantage of the program. He said, “Out of 400 college scholarship slots for children or dependents of low-income GSIS members this year, at least 40 are allotted to dependents of persons with disabilities, indigenous peoples, and solo or single parents. Since meeting their basic needs is already a struggle for a lot of our members, they need support in other vital expenses like defraying the cost of college education.”

Under the program, the GSIS will pay for the tuition and miscellaneous fees up to P40,000 every year. Scholars will also receive P3,000 monthly allowance.

Incentives will also be given to scholars who will graduate with Latin Honors. Those who finish with cum laude will receive a monetary incentive of P20,000, magna cum laude with P30,000 and P50,000 for summa cum laude.

Who can nominate?

Active and regular members of GSIS who wish to apply needs to comply with the following qualifications:
  • Permanent employee status
  • Those who have salary grades of 24 or below the monthly salary of P74,000
  • Have been in the service for at least 3 years
  • Have contributed to their premium for the last six months

Those who are permanent total disability pensioner who are 60 years and below may also qualify.

Members who are married but childless, single, persons with disabilities, indigenous peoples, and solo parents are also eligible to apply.

Qualified members can apply their children/dependents to the scholarship program:
  • Those who are incoming freshmen
  • Accepted and enrolled in four-or five-year college course or priority course identified by the Commission on Higher Education (CHED)

Application is still open until June 15.

You may download the forms, follow-up on applications and inquire at and (02) 976-4970.

GSIS Scholarship program for AY 2018-2019: application period, requirements, benefits

— Sally, The Summit Express

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PBA: Balkman scores 32 but SMB fails to beat Alaska

MANILA, Philippines – Despite a double-double performance, Renaldo Balkman and the San Miguel Beermen fell in the hands of the Alaska Aces, 105-103 on Saturday, May 19 at the Lamberto Macias Sports Complex in Dumaguete, Negros Oriental.

Balkman scores 32 but SMB fails to beat Alaska
Renaldo Balkman’s double-double failed to save San Miguel in his homecoming game | Photo Credit:

It was 5 years ago when PBA fans first saw NBA veteran Renaldo Balkman in the Philippines. The Puerto Rican - American’s first tour however, didn’t come to a good end as he was slapped with a lifetime league ban after choking Arwind Santos, his Petron Blaze Booster teammate.

Balkman was forgiven and the perpetual sanction was lifted up just couple of months ago. Today and moving forward, all eyes are fixed at Renaldo Balkman as he vowed to redeem himself and settle the “unfinished business” with the San Miguel Beermen.

The former New York Knick opened the new chapter of his PBA career with a flawless drive at the 10:11 mark of the opener. But the Alaska Aces got a hot head start and owned the Beermen with a 11-2 advantage.

Way back in the ABL, Balkman is a well-known and respected import stopper. Name it, the 7’5” Sam Deguara of Mono Vampire Thailand found it difficult to get pass the 6’8” Renaldo Balkman. Same thing here in the PBA, Balkman managed to draw Aces’ import Antonio Campbell’s 3rd personal foul with over 5 minutes remaining in the 1st quarter.

After the first 12 minutes of his comeback game, Balkman made a passing grade with 9 points and 2 rebounds while trailing the Alaska Aces by 8, 28-20.

Renaldo didn’t start the 2nd period. Instead, 2017 top draft pick and Balkman’s tough opponent in the ABL, Christian Standhardinger played the 4-position and chipped in significant digits to catch up with Alaska.

Standhardinger’s 11 markers and Balkman’s presence midway of the second didn’t do much for San Miguel as the Aces still had the lead, 57-43. In one play, Renaldo Balkman attempted to attack the rim from the middle, but the seldomly-used Mario Magat humongously rejected the power forward and converted it into a deuce off transition.

Balkman looked gassed out as he started the 3rd quarter, Instead of sprinting, he just jogged his way down from one end to another while catching his breath. Aside from being exhausted, Renaldo missed most of his free throws which are nothing but wasted opportunities.

Alaska’s lead had gone up to 22 but San Miguel slowly narrowed the gap and brought the lead down to 9 at the end of the third, 81-72. Despite the poor start, Balkman recovered and jotted down 21 points along with Standhardinger’s 17.

It was winning time for San Miguel at the final canto of the game. Renaldo Balkman looked to finish with a 30-point game in his homecoming.

From as high as 22, the Beermen managed to level the game at 103 with less than a minute remaining.

Balkman had the chance to win the game but he accidentally turned the ball over to Alaska that paved a way for Vic Manuel to beat the buzzer with floater to wrap up the game in favor of the Aces, 105-103.

All in all, Renaldo Balkman was pretty impressive in his comeback game despite the loss. Balkman recorded a game-high 32 points and 13 boards in his 2nd tour of duty with San Miguel.

— Joey Boy Capos, The Summit Express

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The Royal Wedding Full Video: Prince Harry and Meghan Markle Are Married

Prince Harry and Meghan Markle are finally married!

Amid the drama of recent weeks, no thanks to the bride’s father and half-siblings who kept issuing bad revelations and negative statements to the press, the two were finally declared husband and wife at St. George’s Chapel in Windsor Castle on Saturday, May 19.

Prince Harry and Meghan Markle first kiss
FIRST KISS OF THE ROYAL COUPLE. Screengrab from YouTube/ The Royal Family.

After the wedding, the two shared their first kiss as husband and wife at the steps of the chapel. This is also their first kiss as the Duke and Duchess of Sussex, the official title they were given as a royal couple.

Speculation had been rife as to who would walk Meghan down the aisle. Her estranged father first declared that he wouldn’t attend the wedding; then, after the story went viral, he recanted the statement and told the press that he will be there as he wants to be “part of history”. But he changed his mind again, just days leading to the wedding.

Meghan remained silent amid all the rumors flying around; although she would later say that she had always cared for her father but people should give him time and space to focus on his health.

Prince Harry and Meghan Markle The Royal Wedding
Screengrab from YouTube/ The Royal Family.

On the wedding day, the newlyweds broke tradition when Prince Charles walked Meghan down the aisle, instead. Isn’t that incredible? While her family bashed and slammed her in public, possibly hoping her groom’s family and the public would hate her as well and she would be walking down the aisle alone, she would be doing this traditional walk with her groom’s father who also happens to be the Crown Prince! Wow! Just wow.

Everyone’s eyes were on Meghan as she walked down the aisle – but many couldn’t help but comment on Harry’s serious and rather shocked expression. It was as if the sight of his beautiful bride had rendered him speechless and unable to move.

Prince Harry The Royal Wedding
Screengrab from YouTube/ The Royal Family.

While Harry remained serious in most parts of the wedding, perhaps taking care not to roll his eyes at the overly dramatic preacher, there were tender moments that the press caught on camera. At one point, he smiled and told his dashing bride, “You look amazing!”

In case you missed the much-awaited Royal Wedding, here's the full video of the ceremony (courtesy of YouTube/ The Royal Family).

Congratulations to the newlyweds, the Duke and Duchess of Sussex!

— Danielle Ramos, The Summit Express

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March 2018 LET Results Secondary passers list

MANILA, Philippines – The Professional Regulation Commission (PRC) announces alphabetical list of passers of March 2018 Teachers board exam or licensure exam for teachers (LET) - Secondary level between May 21-25, 2018, or in 36-40 working days after the exam, based from the update of a reliable source.

March 2018 LET Results Secondary passers list

The full list of passers or those who have successfully passed the tests will be posted on this page. Below list be activated once LET results are available online.



PRC conducted the LET board exam on March 25, 2018 in at least 20 testing centers in the Philippines (Manila, Bacolod, Baguio, Cagayan De Oro, Catarman, Cebu, Davao, General Santos, Iloilo, Kidapawan, Legazpi, Lucena, Occidental Mindoro, Pagadian, Palawan, Romblon, Rosales, Tacloban, Tuguegarao and Zamboanga).

Based from PRC Resolution No. 2017-1068, the target release date of March 2018 LET results is on Tuesday, May 22, 2018 or in 37 working days after the exam. The computation excludes weekends and holidays.

PRC Board News, our partner website for PRC exam results also said that the results of the recent LET exam will be out online between May 21-25, 2018.

Review center owner Dr. Carl Balita hinted that next week will be the 'judgement day' for aspiring teachers.

"Sa susunod na LINGGO magkakaalaman na pala!

LET us pray and LET us welcome the new breed of MAESTRA at MAESTRO...."

Good luck and congratulations in advance! Share the good news to other takers!

— The Summit Express

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