Buying a Phone? Here are 4 Clever Ways to Avoid Big Cashouts | The Summit Express

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Buying a Phone? Here are 4 Clever Ways to Avoid Big Cashouts


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The holiday season is still around the corner.

When it comes to gift-giving, nothing beats the gift of communication, especially if you live far from your loved ones. The best way to stay in touch with them is through call, text, instant messaging, video call, and staying updated about them through social media. To do this, you may need a new smartphone. Or maybe, you just had a great year and deserve an upgrade from your previous handset.

Buying a Phone? Here are 4 clever ways to avoid big cashouts

If you’re still out there for some last-minute holiday shopping and you’re in search of the best smartphone deals, here are the best promos from Home Credit.


1. Phonetastic Zer0%

Phonetastic Zer0%
  • Offer: Mobile phones, Tablets, and Phone accessories
  • *Brands Acer, Asus, Huawei, Lenovo, LG, My Phone, Nokia, Oppo, Samsung, Sony, Starmobile (*subject to change without prior notice)
  • Loan Term: 6 months
  • Promo Period: October 27, 2016 – January 31, 2017
  • Availability: This special offer is currently available in selected MemoXpress stores.
  • Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount)

Monthly: installment amount specified in the contract
*For loans up to PhP 5,000 financed amount, at least 10% of goods price

2. Get OPPO F1S at 0% Interest

Get OPPO F1S at 0% Interest
  • Offer: Exclusive for OPPO F1S only
  • Loan Term: 6 months
  • Promo Period: November 1 – January 31, 2017
  • Availability: This special offer is currently available in selected Oppo Concept Stores and participating branches of the following Home Credit partners
  • Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount)

Monthly: installment amount specified in the contract
*For loans up to PhP 5,000 financed amount, at least 10% of goods price
With these promos, choose the smartphone you like best and get it on manageable monthly payment terms at 0% interest! Visit Home Credit for more information or the nearest participating Home Credit partners and SM Mall near you!
  • SM DASMARINAS
  • SM STA ROSA
  • LIMKETKAI MALL
  • MARKET MARKET
  • MARQUEE MALL
  • STARMALL ALABANG
  • BRIDGEWAY
  • AYALA CENTRIO MALL
  • SM BACOOR
  • SM GENSAN
  • SM MARILAO
  • FESTIVAL MALL
  • SM TUGUEGARAO
  • SM ILOILO
  • KCC MALL ZAMBOANGA
  • SM BACOLOD
  • SM MOLINO
  • GAISANO MALL DIGOS
  • SM LUCENA
  • SM MEGAMALL
  • GAISANO TAGUM
  • SMDC LIGHT
  • SM VALENZUELA
  • SM NORTH EDSA
  • SM SEASIDE
  • SM SOUTHMALL
  • GAISANO MALL DAVAO
  • SM CEBU
  • SM MEGACENTER
  • SM BF
  • ABREEZA AYALA MALL
  • NCCC MALL DAVAO
  • SJDM
  • SM MALL OF ASIA
  • ROBINSONS SANTIAGO
  • SM CABANATUAN
  • SM TARLAC
  • SM FAIRVIEW
  • SM TRECE MARTIRES
  • TRINOMA
  • SM LANANG
  • NCCC MALL PALAWAN
  • SM SANGANDAAN

3. Samsung ZERO% DUO
Samsung ZERO% DUO
  • Offer: Available for Samsung Galaxy On7 (2016) and Samsung Galaxy J7 Prime units only
  • Loan Term: 6 months
  • Promo Period: November 18 – December 18, 2016
  • Promo extended until December 31, 2016
  • Availability: This special offer is currently available in selected Samsung mobile concept stores and partner retailers
  • Cash-out: Upon approval of application -> down payment (at least *20% of goods price) + origination fee (3% of financed amount).

Monthly: installment amount specified in the contract
*For loans up to PhP 5,000 financed amount, at least 10% of goods price

4. Huawei for All

Huawei for All Home Credit promo
  • Offer: Exclusive for Huawei GR5, Huawei P9 Lite, Huawei Y6 II and Huawei T1 7 plus units only
  • Loan Term: 6 months
  • Promo Period: November 29, 2016 – January 31, 2017
  • Availability: This special offer is currently available in selected Huawei concept stores and participating branches of the following Home Credit partners.
  • Cash-out: Upon approval of application -> down payment (at least 20%* of goods price) + origination fee (3% of financed amount). 

Monthly: installment amount specified in the contract*For loans up to PhP 5,000 financed amount, at least 10% of goods price

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